Some people quite literally live and breathe their credit scores, while some of us find it to be a rather confusing topic. And while there are many resources available on the internet, many of them can leave you with more questions than you had to begin with.
When it comes to credit scores, we’re all looking for straightforward terminology that helps us understand the importance they play in our lives. Whether or not you get that new car, new house, that home improvement loan, or even (if some resources are to be believed) that new job can depend on your credit score.
So what’s a good credit score look like?
Our friends have written a great blog on the topic. Click on the link below to learn more!
What is a Good Credit Score? (written by Jeff Gitlen)
“There are some numbers that follow us around for much of our adult lives – our Social Security number, shoe size, and, for better or worse, our credit score. The first two are permanent (barring something really bad happening), but our credit score is dynamic, subject to constant change as we navigate the financial ebbs and flows of our lives. Good or excellent credit scores are the keys to the (consumer) kingdom, but a poor one can cast you into the financial wilderness. Let’s learn more.”
AUTHOR BIO
Will Foster | First State Bank Mortgage Senior Loan Officer
I became a mortgage lender in 2010, right after the "bubble" popped, and the mortgage industry underwent an incredible transformation. This has given me a unique advantage in the fact that I have never known anything other than the highly-regulated world we now live in.
Throughout my years of experience, my primary goal has been to keep up with the constant changes in the industry so I can help my clients investigate all of their options and maximize savings. In addition, because I specialize in Conventional, FHA, USDA, Jumbo, portfolio, and VA refinances and purchases, I can help a wider variety of individuals, families, and investors identify and secure the right loan to best suit their future interests.
The mortgage process can be a little confusing and even overwhelming these days with all of the regulations. I guide my clients through the process from start to finish, and I try and make it as painless and hassle-free as possible.