Trusted Bonner Springs Mortgage Lender
Searching through listings and locating the perfect residential or commercial property that will suit your requirements, desires, and dreams can be challenging enough.
There's so much to think about when deciding whether a residential or commercial property is THE ONE for you.
It doesn't matter whether it's your very first home, second home, final dream house, or a home that will assist you make some additional earnings, looking for that new address is a task in and of itself, albeit a fun one.
So I securely think that ...
Your Mortgage Lending Institution Should Not Further Complicate the Process
That's why I am here to assist you as you navigate through the frustrations and confusions of house-hunting to the joyous pleasure of home ownership. I will work diligently to guarantee that regardless of whether you're a first time house buyer, are wanting to re-finance, are interested in buying a rental property, or are finally ready to pursue your dream house, I can help make your objectives become a reality. Let me assist you through the maze of purchasing a home with relative ease.
Have a number of questions? That's perfectly fine! Most folks do and I want you to voice as many concerns as you can think up. No matter whether you're seeking to acquire a brand-new home or you're looking to refinance your existing home, I'm here to address all your concerns and to guarantee that you're comfortable with the choices you're making about your future loan.
You can see my most Frequently Asked Questions by clicking on this link.
You've got enough on your mind: let me reduce your issues regarding your future mortgage.
Click the buttons above to begin the process or skip to the chase and click the button below to begin your loan application!
Ready to Buy or Refinance?
Possibly you find yourself in a somewhat different scenario than the one overviewed above. Maybe this isn't really your very first house purchase or maybe you're taking a look at acquiring a rental home. In that case, it's a reasonable presumption that you have already done a fair bit of research and that you have an idea of exactly what kind of loan you're looking for. If you think you've currently explored all your alternatives, have the perfect property selected, and understand the various kinds of home loans available, you might be anxious to move forward.
So let's fast track this:
Can you answer yes to any, or all, of the following questions?
Have you already invested a long time examining home loans and the lingo that goes with it?
Have you been through this already and know precisely what you're looking for in a home loan?
Are you done researching and feel ready to take the next step?
Have you found a property that you have an interest in?
Have you examined a number of lending institutions and feel like you've found the one that best suits you?
In that case, exactly what are you waiting for?
Just click the button below to complete your loan application and I'll be in touch with you in just 24-48 hours! We'll go over your application together and I'll let you know if there's any extra details I need to get you moving forward.
Everything About VA Loans
Are you a United States Veteran? Are you currently serving in the United States military and have been for at least 6 months? If so, it's possible that you may qualify for a VA Loan!
Is this a new idea to you? Or have you just started to learn more about VA Loans? Possibly you're not even sure exactly what the benefits of a VA Home Loan are. If that's the case, let's review a few of the advantages of qualifying for a VA Mortgage:
Most of the time, there is no down payment required! (Rather than the 3% or 5% that other kinds of loans require).
There is no monthly home mortgage insurance premium included in your payment, which lowers your monthly payment!
The VA Loan restricts purchaser's closing costs, lowering your expenses on closing day.
The VA Loan has a lower interest rates than other loan types. It presently has the most affordable interest rate out of all the loan alternatives.
There are no prepayment charges. You can settle your mortgage early with no monetary repercussion.
Plus several more!
If you believe you qualify for a VA loan or want to discover more about them and how they may benefit you, fill out the form below and I'll more than happy to discuss your options with you!
If you are:
A United States Military Veteran.
Presently Serving in the United States Military and have been for a minimum of 6 months.
Then you may qualify for a VA loan and should talk with somebody about it prior to getting a mortgage! You can also Click on this link to get more details.
I can also help you get your Certificate of Eligibility! Contact Me today to read more.
I'll work with you to identify if this is the best course for you to take or if there's another loan that might suit your requirements better. It's my job to make sure that you discover the best mortgage to fit you and your present situation!
What should you expect from your Mortgage Lender?
A lot of loan providers would say that you should search for a lender who provides you the best possible rate, is willing to take the time to thoroughly answer your questions, and works tirelessly to put you into your dream Bonner Springs home.
A lot of lenders understand the best ways to talk the talk, but when it boils down to it, they do not always meet their own professed requirements.
I choose to GO BEYOND expectations.
That's why I:
Work at your rate.
Put in the time to totally and thoroughly answer all your questions.
Will work vigilantly to make sure you're never puzzled or overwhelmed.
Will check out every choice to make sure you're getting the very best loan for you.
Am not happy until you're happy.
To me, it's simple. You deserve to understand every element of your loan and you should feel completely comfortable with your future home ownership.
You likewise are worthy of a loan provider who is willing to put forth the effort to understand your life and monetary circumstance so that they have the ability to match you up with the ideal loan for you. One that will not frustrate you, puzzle you, or leave you in an overwhelming situation that makes you feel buried with no hope of digging yourself out.
You deserve somebody who really cares that you're happy with the loan you get and that you completely comprehend the details and its functionality.
I take extra steps to ensure that you get all of this and more.
But, you absolutely do not have to take my word for it.
Submit the form above to connect and I'll be happy to begin answering your questions. If, after talking and discussing your lending needs, you feel that I'm not the suitable lender for you, it's no problem! You're under no obligation to continue. You can take the details I have given you and use it to help you find a more appropriate lending institution for you.
Let's Discuss Physician's Loans
Let me ask you this: Are you an MD or a DO? If so - even if you haven't begun your new job yet, but have one waiting for you - you may qualify for a Physician's Loan!
So what is a Physician's Loan and why are they so special?
It's possible you haven't ever heard of a Physician's Loan. Or perhaps you've just heard them referenced, however you have no idea if you qualify or if they would be a great fit for you and your present scenario.
Let's quickly review the essentials:
For starters, not every loaning institution is allowed to offer them, so before you pick your mortgage loan provider you need to make sure that you're dealing with a lending institution that is licensed to offer that type of loan.
Fortunately for you, I am one of those loan providers!
Now that we've established you're in the ideal location, let's talk a bit more: a doctor's loan is a special home mortgage, readily available only to MDs and DOs, with appealing terms and distinct qualities not found with other standard loans.
What are these attractive terms and special qualities?
The benefits include:
Absolutely no or really low deposit required.
No private home loan insurance "PMI".
No rate boosts on jumbo loans (normally loans larger than $424K).
Based on a physician's signed employment contract.
Permits closing up to 90 days prior to you starting your new job.
Less crucial of trainee loan debt.
Interested in learning more? Great! Merely submit the Purchase New Home form and we can start! Or skip the intermediary actions and submit an Application today!
Even if you have not started your new job yet, as long as you're at least within 90 days of assuming your new position, you will most likely get approved for a Physician's Loan.
So let's talk today!
I'm here to answer all your questions and to make sure that you get the best possible loan for you and your brand-new house.
Even if a Physician's Loan isn't really the right step for you, I will work diligently to guarantee that we have the best loan suitable for you and your present circumstance!
Do not hesitate; call me today!
Are you considering whether or not you're ready to acquire your very first, or next, new house? Maybe it's been some time since you went through the mortgage procedure and are a little nervous to undertake it once again. Or perhaps you still have some unanswered questions regarding how your first home loan worked.
I'll be the very first to admit that at face value, the entire procedure looks rather intimidating. There can be a lot of paperwork and if you're utilizing a loan provider who you do not particularly trust or who is slow to answer your questions, or doesn't address them as completely as you 'd like, it can make the entire procedure that much worse. Whether your lending institution is extremely busy or merely bogged down in their own paperwork, if they're slow to react to you, it can make you feel like you're alone while doing so, which can be frightening and overwhelming.
I want to put your mind at ease and allow you to enjoy searching for your next house. I want you to eagerly anticipate unpacking that first box and spending your first night there. I want you to be able to kick back, unwind, and enjoy laughing over the quirks of homes you take a look at, imagining yourself or your family prospering within the home, and taking the next step in your life. What I don't want is you stressing and worrying over every detail or feeling too puzzled to enjoy what ought to be a delightful experience.
That's why I work extra hard to ensure that all your questions are responded to in as great of detail as you 'd like. I do not wish to further complicate the procedure; I 'd rather simplify it for you so you can feel confident knowing that you're moving in the direction you wish to be.
So click the links listed below to learn a little bit more about New Home Buying and Refinancing. Feel free to reach out if you have additional concerns you 'd like addressed prior to submitting your application.
Or merely click the button listed above to begin submitting the application for your home mortgage.
In either case, I assure to respond in a fast and efficient manner and I guarantee that your questions will get their answers.