Kansas City Mortgage Guy

Searching through listings and tracking down the best residential or commercial property that will suit your requirements, desires, and dreams can be hard enough.
There's so much to think about when choosing whether a residential or commercial property is THE ONE for you.

It doesn't matter whether it's your very first house, second home, final dream home, or a property that will help you earn some extra earnings, looking for that brand-new address is a chore in and of itself, albeit an enjoyable one. So I securely think that ...

Your Home Mortgage Lender Shouldn't Add Additional Complications to the Process.

That's why I am here to help you find your way through the frustrations and confusions of house-hunting to the joyous joy of home ownership. I will work diligently to guarantee that no matter whether you're a very first time home buyer, are looking to refinance, are interested in buying a rental home, or are finally ready to purchase your dream house, I can help make your goals become a reality. Let me help you navigate the maze of buying a house with relative ease.

Have a number of concerns? That's perfectly fine! The majority of folks do and I encourage you to ask as many questions as you can think up. Regardless of whether you're planning to purchase a new home or you're looking to refinance your existing home, I'm here to respond to all your concerns and to guarantee that you're comfortable with the choices you're making about your future loan.

You can view my most Frequently Asked Questions by Clicking Here.

You've got enough on your mind: let me alleviate your concerns regarding your future mortgage.

Click the buttons above to start the process or avoid to the chase and click the button listed below to start your loan application!


Mobile Phone Calculator App


Ready to Purchase or Refinance?

Possibly you find yourself in a somewhat different scenario than the one outlined above. Perhaps this isn't your first home purchase or maybe you're looking at buying a rental home. If that's the case, it's a reasonable assumption that you have done a fair bit of research and that you have an idea of exactly what type of loan you're looking for. If you think you've done your due diligence and checked out all your alternatives, have the perfect property selected, and understand the different kinds of home loans offered, you may be anxious to move forward.

So let's fast track this:

Can you respond to yes to any, or all, of the following questions?

  • Have you spent a long time researching home loans and the terminology surrounding it?

  • Have you been through this before and understand precisely what you're searching for in a home loan?

  • Are you done researching and feel ready to take the next step?

  • Have you already discovered a property that you're interested in?

  • Have you assessed numerous lenders and feel like you've discovered the one that best suits you?

Because if that's the case, what are you waiting for?

Simply click the button listed below to complete your loan application and I'll be in touch with you in as little as 24-48 hours! We'll go over your application together and I'll let you understand if there's any additional information I have to get you relocating the ideal instructions.

Platte City Mortgage Lender

Everything You Need to Know About VA Loans

Are you a United States Veteran?

Are you presently serving in the United States military and have been for a minimum of 6 months? If so, it's possible that you might qualify for a VA Loan!

Is this a new principle to you? Or have you only begun to discover VA Loans? Maybe you're not even sure what the advantages of a VA Home mortgage are. If that holds true, let's discuss a few of the advantages of getting approved for a VA Home Loan:


  • For the most parts, there is no down payment required! (Rather than the 3% or 5% that other types of loans need).

  • There is no regular monthly home mortgage insurance premium included in your payment, which lowers your regular monthly payment!

  • The VA Loan limits purchaser's closing costs, decreasing your out of pocket expense on closing day.

  • The VA Loan has a lower average interest rates than other loan types. It presently has the most affordable rate of interest out of all the loan choices.

  • There are no prepayment penalties. You can pay off your mortgage early without any monetary consequence.

  • Plus numerous more!

If you think you're qualified for a VA loan or wish to discover more about them and how they may benefit you, fill out the form below and I'll be happy to discuss your alternatives with you!

If you are:.

  • US Armed force Veteran

  • Presently Serving in the US Military and have actually been for a minimum of 6 months

Then you might be approved for a VA loan and need to speak with someone about it prior to applying for a home mortgage! You can also Click Here for more information.

I can likewise help you get your Certificate of Eligibility! Contact Me today for more information.

I'll work with you to determine if this is the best course for you to take or if there's another loan that may suit your needs much better. It's my task to make sure that you find the very best home mortgage to fit you and your existing circumstance!

What Should Your Mortgage Lender Do For You?

Most lenders would say that you ought to search for a lending institution who offers you the best possible rate, wants to take the time to completely answer your concerns, and works tirelessly to get you into your dream house.

Most loan providers know the best ways to talk the talk, but when it comes down to it, they don't always fulfill their own proclaimed criteria.

I prefer to SURPASS expectations.

That's why I:.

  • Will work at your speed.

  • Will put in the time to entirely and completely address all your questions.

  • Will work diligently to make sure you're never ever confused or overwhelmed.

  • Will explore every option to make sure you're getting the best loan for you.

  • Will NOT be happy until you're happy.

To me, it's easy. It's important that you understand every element of your loan and you deserve to feel comfortable and positive with your future home ownership.

You likewise should have a loan provider who is willing to put in the time to comprehend your life and monetary situation so that they have the ability to match you up with the perfect loan for you. One that will not frustrate you, confuse you, or leave you in an overwhelming situation that makes you feel buried without any hope of digging yourself out.

You deserve somebody who truly cares that you are more than happy with the loan you get and that you entirely comprehend the details and its performance.

I take extra steps to guarantee that you receive all of this and more.

However, you definitely do not have to take my word for it.

Complete the form below to connect and I'll start answering your concerns. If, after talking and discussing your lending needs, you feel that I'm not the proper loan provider for you, it's no problem! You're under no obligation to proceed. You can take the information I've provided you and use it to assist you find a better loan provider for you.


Let's Talk About Physician's Loans

Mortgage Lending Platte City

Let me ask you this: Are you an MD or a DO? If so - even if you have not begun your new job yet, but have one awaiting you - you might qualify for a Physician's Loan!

So what is a Physician's Loan and why are they so special?

Perhaps you've never heard the term before. Or perhaps you've just heard them referenced, however you have no idea if you qualify, or if they would be suitable for you and your existing circumstance.

Let's quickly discuss the basics:.

For starters, not every lending institution is certified to offer them, so prior to you picking your home mortgage provider, you need to ensure that you're dealing with someone who is licensed to offer that type of loan.

Luckily for you, I am one of those loan providers!

Now that we know you're in the right place, let's talk a bit more: a physician's loan is an unique home mortgage, offered just to MDs and DOs, with attractive terms and unique qualities not discovered with other conventional loans.

What are these appealing terms and unique qualities?

The advantages include:.

  • No or really low down payment required.

  • No private home loan insurance "PMI".

  • No rate boosts on jumbo loans (normally loans larger than $424K).

  • Based on a doctor's signed employment contract.

  • Allows closing up to 90 days prior to you start your brand-new task.

  • Less critical of student loan debt.

Interested in finding out more? Terrific! Merely submit the Purchase New Home form and we can begin! Or skip the intermediary actions and submit an Application today!

Even if you haven't begun your brand-new task yet, as long as you're at least within 90 days of assuming your brand-new position, you probably qualify for a Physician's Loan.

So let's talk today!

I'm here to respond to all of your concerns and to make sure that you get the very best possible loan for you and your new home. Even if a Physician's Loan isn't really the right path for you, I will work vigilantly to ensure that we have the perfect loan suitable for you and your existing scenario!

Don't hesitate; call me today!

Home Mortgages Platte City

Learn More

Have you started the process of thinking about whether you're ready to purchase your first, or next, brand-new house? Possibly it's been awhile since you went through the mortgage loan procedure and are a little worried to undertake it once again.

Or maybe you still have some unanswered questions from how your first mortgage operated. I'll be the first to confess that at face value, the entire process looks rather intimidating. There can be a great deal of documentation and if you're utilizing a lending institution that you do not especially trust or who is slow to answer your concerns, or does not answer them as thoroughly as you 'd like, it can make the whole process that much even worse.

Whether your lending institution is extremely busy or merely bogged down in their own documentation, if they're slow to react to you, it can make you feel like you're alone in the process, which can be frightening and frustrating.

I want to put your mind at ease and permit you enjoy searching for your next house. I want you to eagerly anticipate unloading that first box and spending your first night there. I'd like you to be able to sit back, unwind, and enjoy laughing over the peculiarities of homes you looked at, envisioning yourself or your family flourishing within the house, and taking the next step in your life. What I don't want to see is you worrying over every detail or being too puzzled to enjoy what should be a delightful experience.

That's why I work additionally hard to make sure that all your concerns are answered as thoroughly as you 'd like. I do not want to further complicate the process; I 'd rather simplify it for you so you can feel confident knowing that you're moving in the exact direction you wish to be.

So click the links below to discover a bit more about New Home Purchasing and/or Refinancing. Don't hesitate to reach out if you have additional concerns you 'd like addressed prior to filling out your application.

Or just click the button listed above to start submitting the application for your home mortgage.

In any case, I promise to react in a fast and effective manner and I assure you that your questions will get answered.