Trusted Kansas City Mortgage Lender

Searching through listings and tracking down the perfect property that will suit your needs, wants, and dreams can be difficult enough.

There's so much to consider when deciding whether or not a property is THE ONE for you.

It doesn't matter whether it's your first home, second home, final dream home, or a property that will help you earn some extra income, searching for that new address is a chore in and of itself, albeit a fun one. So I firmly believe that. . .

Your Mortgage Lender Shouldn't Further Complicate the Process

That's why I am here to help you find your way through the frustrations and confusions of house-hunting to the blissful joy of home ownership. I will work diligently to ensure that regardless of whether you're a first time home buyer, are looking to refinance, are interested in purchasing a rental property, or are finally ready to hunt down your Kansas City dream home, I can help make your goals become a reality. Let me help you navigate the maze of purchasing a home with relative ease.

Have a couple of questions? That’s perfectly fine! Most folks do and I encourage you to ask as many questions as you can think up. Regardless of whether you're looking to purchase a new home or you're looking to refinance your current home, I'm here to answer all your questions and to ensure that you're comfortable with the decisions you're making about your future loan.

You can also view my most Frequently Asked Questions by Clicking Here.

You've got enough on your mind: let me ease your concerns regarding your future mortgage. 

Click the buttons above to start the process or skip to the chase and click the button below to begin your loan application!

Ready to Apply for your Home Loan or Refinancing? 

Maybe you find yourself in a slightly different situation than the one outline above. Maybe this isn’t your first home purchase or maybe you’re looking at purchasing a rental property. In that case, it’s a fair assumption that you’ve already done quite a bit of research and that you have an idea of what type of loan you’re looking for. If you believe you've already explored all your options, have the perfect property picked out, and understand the various types of mortgages available, you may be anxious to move forward. 

So let’s fast track this:  

Thank YOU, Will! :) You’ve got a fantastic team, and I appreciate all of you and the hard work you put into my transaction.

Five Stars: This team is without a doubt the best in the business! Will Foster and his outstanding team have taken me through two Kansas City home purchases, and in both cases, they’ve gone above and beyond to ensure smooth transactions with great transparency and communication.

I trust Will Foster and his team to find the best mortgage for my needs while making the application and closing processes easy and convenient.
— Tara Cohen

Can you answer yes to any, or all, of the following questions?

  • Have you already spent some time reviewing home loans and the lingo that goes with it?

  • Have you been through this before and know exactly what you're looking for in a home loan?

  • Are you done researching and feel ready to take the next step?

  • Have you already found a property that you're interested in?

  • Have you evaluated several lenders and feel like you've found the one that best suits you?

In that case, what are you waiting for?

Simply click the button below to fill out your loan application and I'll be in touch with you in as little as 24-48 hours! We’ll go over your application together and I’ll let you know if there’s any additional information I need to get you moving in the right direction.


Here’s what you should know about VA Loans




Are you a United States Veteran? Are you currently serving in the United States military and have been for at least six months? If so, it's possible that you may qualify for a VA Loan!

Is this a new concept to you? Or have you only begun to learn about VA Loans? Maybe you're not even sure what the benefits of a VA Home Loan are. If that's the case, let's go over some of the benefits of qualifying for a VA Home Loan: 

  • In most cases, there is no down payment required! (As opposed to the 3% or 5% that other types of loans require)

  • There is no monthly mortgage insurance premium included in your payment, which lowers your monthly payment!

  • The VA Loan limits buyer’s closing costs, reducing your out of pocket expense on closing day.

  • The VA Loan has a lower average interest rates than other loan types. It currently has the lowest interest rate out of all the loan options.

  • There are no prepayment penalties. You can pay off your home loan early with no financial repercussion.

  • Plus several more!

If you believe you qualify for a VA loan or would like to learn more about them and how they may benefit you, fill out the form below and I’ll be happy to discuss your options with you!

If you are:

  • US Military Veteran

  • Currently Serving in the US Military and have been for at least 6 months

Then you may qualify for a VA loan and should absolutely talk with someone about it prior to applying for a home loan! You can also Click Here to get more information. 

I can also help you get your Certificate of Eligibility! Contact Me today to learn more. 

I'll work with you to determine if this is the best course for you to take or if there's another loan that might suit your needs better. It's my job to ensure that you find the best home loan to fit you and your current situation!


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What should you expect from your Mortgage Lender?

Most lenders would say that you should look for a lender who offers you the best possible rate, is willing to take the time to thoroughly answer your questions, and works tirelessly to get you into your dream home.

Most lenders know how to talk the talk, but when it comes down to it, they don't always meet their own professed criteria.

I prefer to EXCEED expectations.

That's why I:

  • Work at your pace

  • Take the time to completely and thoroughly answer all your questions

  • Will work diligently to make sure you're never confused or overwhelmed

  • Will explore every option to make sure you're getting the best loan for you

  • Am not happy until you're happy

To me, it's simple. You deserve to understand every aspect of your loan and you deserve to feel comfortable and confident with your future home ownership.

You also deserve a lender who is willing to take the time to understand your life and financial situation so that they are able to match you up with the perfect loan for you. One that won't frustrate you, confuse you, or leave you in an overwhelming situation that leaves you feeling buried with no hope of digging yourself out. 

You deserve someone who truly cares that you're happy with the loan you receive and that you completely understand the details and its functionality. 

I take extra steps to ensure that you receive all of this and more. 

But, you absolutely don't have to take my word for it. 

Fill out the form above to reach out and I'll be happy to start answering your questions. If, after talking and discussing your lending needs, you feel that I'm not the appropriate lender for you, it's no problem! You're under no obligation to proceed. You can take the information I've given you and use it to help you find a more appropriate lender for you. 

Let's Talk About Physician's Loans

Let me ask you this: Are you an MD or a DO? If so - even if you haven’t started your new job yet, but have one waiting for you - you may qualify for a Physician’s Loan!

So what is a Physician's Loan and why are they so special?

Maybe you haven't ever heard of a Physician's Loan. Or maybe you've just heard them referenced, but you have no idea if you qualify or if they would be a good fit for you and your current situation. 

Let's briefly go over the basics: 

For starters, not every lending company is allowed to offer them, so before you pick your mortgage lender you need to make sure that you're working with a lending institution that is authorized to provide that type of loan.

Fortunately for you, I am one of those lending institutions!

Now that we've established that you're in the right place, let's talk a bit more: a physician's loan is a special home mortgage, available only to MDs and DOs, with attractive terms and unique qualities not found with other traditional loans.

What are these attractive terms and unique qualities? 

The benefits include:

  • Zero or very low down payment required

  • No private mortgage insurance “PMI”

  • No rate increases on jumbo loans (typically loans larger than $424K)

  • Based on a physician’s signed employment contract

  • Allows closing up to 90 days before you begin your new job

  • Less critical of student loan debt

Interested in learning more? Great! Simply fill out the Purchase New Home form and we can get started! Or skip the intermediary steps and fill out an Application today!

Even if you haven’t started your new job yet, as long as you’re at least within 90 days of assuming your new position, you most likely qualify for a Physician’s Loan.

So let’s talk today!

I’m here to answer all of your questions and to make sure that you get the best possible loan for you and your new home. Even if a Physician's Loan isn't the right step for you, I will work diligently to ensure that we have the perfect loan fit for you and your current situation!

Don’t hesitate; contact me today!

Learn More

Have you just started the process of considering whether or not you’re ready to purchase your first, or next, new home? Maybe it’s been awhile since you went through the mortgage loan process and are a little nervous to undertake it again. Or maybe you still have some unanswered questions from how your first mortgage functioned. I’ll be the first to admit that at face value, the whole process looks rather daunting. There can be a lot of paperwork and if you’re using a lender that you don’t particularly trust or who is slow to answer your questions, or doesn’t answer them as thoroughly as you’d like, it can make the whole process that much worse. Whether your lender is incredibly busy or simply bogged down in their own paperwork, if they're slow to respond to you, it can make you feel like you're alone in the process, which can be scary and overwhelming. 

I want to put your mind at ease and allow you enjoy searching for your next home. I want you to look forward to unpacking that first box and spending your first night there. I want you to be able to sit back, relax, and enjoy laughing over the quirks of houses you look at, imagining yourself or your family thriving within the home, and taking the next step in your life. What I don’t want is you stressing and worrying over every detail or feeling too confused to enjoy what should be a happy experience. 

That’s why I work extra hard to ensure that all your questions are answered in as great of detail as you’d like. I don’t want to further complicate the process; I’d rather simplify it for you so you can rest assured knowing that you’re moving in the exact direction you want to be.

So click the links below to learn a little bit more about New Home Purchasing and Refinancing. Feel free to reach out if you have additional questions you’d like answered prior to filling out your application. 

Or simply click the button below to begin filling out the application for your home loan.

Either way, I promise to respond in a quick and efficient manner and I promise that your questions will get answered.