Belton Mortgage Guy

Searching through listings and locating the best property that will fit your needs, wants, and dreams can be challenging enough. There's so much to think about when choosing whether a property is THE ONE for you.

It doesn't matter whether it's your very first house, second house, final dream home, or a home that will assist you in making some extra earnings, looking for that brand-new address is a task in and of itself, albeit an enjoyable one. So it's my opinion that ...

Your Home Mortgage Loan Provider Should NOT Complicate the Process

That's why I am here to help you find your way through the aggravations and confusions of house-hunting to the joyous excitement of owning a home. I will work diligently to ensure that regardless of whether you're a first time house purchaser, are seeking to refinance, have an interest in purchasing a rental property, or are prepared to pursue your dream house, I can help make your objectives become a reality. Let me help you browse the labyrinth of purchasing a home with relative ease.

Have a few questions? That's completely great! Most folks do and I encourage you to voice as many concerns as you can think up. Despite whether you're planning to acquire a brand-new house or you're aiming to refinance your existing home, I'm here to respond to all your concerns and to ensure that you're comfortable with the decisions you're making about your future loan.

You can likewise see my most commonly asked questions by Clicking Here.

You have enough on your mind: let me reduce your issues concerning your future mortgage.

Click the buttons above to start the process or avoid to the chase and click the button listed below to begin your loan application!

All set to Apply for your Home mortgage or Refinancing?

Maybe you find yourself in a different scenario than the one discussed above. Possibly this isn't your very first home purchase or it could be that you're looking at purchasing a rental property. In that case, it's a reasonable assumption that you have actually done quite a bit of research and that you already have a concept of the kind of loan you're looking for. If you believe you have already explored all the alternatives, have the perfect property selected, and understand the various kinds of home mortgages readily available, you might be anxious to progress.

So let's speed up the process!

Can you respond yes to any, or all, of the following concerns?

  • Have you invested some time examining mortgages and the lingo associated with it?

  • Have you been through this before and know precisely what you're trying to find in a home loan?

  • Are you prepared and feel ready to take the next action?

  • Have you already found a residential or commercial property that you're interested in?

  • Have you assessed several loan providers and seem like you've discovered the one that best suits you?

In that case, what's holding you back?

Merely click the button below to fill out your loan application and I'll be in touch with you in as low as 24-48 hours! We'll review your application together to determine if there's any additional information I need to get you moving in the right direction.

Here's Exactly What You Need to Know About VA Loans

Mortgage Lending Oak Grove

Are you a United States Veteran looking to relocate to Belton, MO? Are you presently serving in the United States military and have been for a minimum of six months? If so, it's possible that you qualify for a VA Loan!

Is this a brand-new concept to you? Or have you only begun to learn about VA Loans? You may not even be sure what the benefits of a VA Mortgage are. If that holds true, let's review some of the benefits of receiving a VA Loans:

  • Typically there is no deposit needed! (Rather than the 3% or 5% that other types of loans require).

  • There is no monthly home loan insurance premium included in your payment, which reduces your month-to-month payment!

  • The VA Loan restricts buyer's closing costs, lowering your expenses on closing day.

  • The VA Loan has a lower average rate of interest than other loan types. It presently has the lowest rate of interest from all the loan choices.

  • There are no prepayment charges. You can pay off your home loan early without any financial effect.

  • And there's more!

If you think you may qualify for a VA loan or wish to learn more about them and how they may benefit you, complete the form listed below and I'll be happy to discuss your options with you!

If you are:.

  • A US Veteran.

  • Currently Serving in the United States Military and have been for a minimum of 6 months.

Then you might qualify for a VA loan and need to absolutely talk with somebody about it prior to getting a home loan! You can likewise Click on this link to obtain more info.

I can also assist you in getting your Certificate of Eligibility! Contact Me today for more information.

I'll work with you to figure out if this is the best course for you to take or if there's another loan that may match your requirements better. It's my task to guarantee that you discover the very best home mortgage to fit you and your present situation!

Exactly what should you expect from your Home mortgage Loan provider?

The majority of lending institutions would state that you need to search for a lending institution who offers you the very best possible rate, wants to put in the time to thoroughly answer your questions, and works relentlessly to get you into your dream house.

Most lenders understand how to talk the talk, however when it boils down to it, they don't constantly fulfill their own proclaimed requirements.

I choose to GO BEYOND expectations.

That's why I:.

  • Work at your speed.

  • Take the time to entirely and thoroughly address all your concerns.

  • Will work vigilantly to make sure you're never ever puzzled or overwhelmed.

  • Will check out every option to make sure you're getting the very best loan for you.

  • Am not happy till you're happy.

To me, it's basic. You deserve to comprehend every element of your loan and you are worthy of to feel comfy and confident with your future home ownership.

You likewise are worthy of a lending institution who is willing to take the time to comprehend your life and monetary situation so that they are able to match you up with the perfect loan for you. One that will not annoy you, puzzle you, or leave you in an overwhelming circumstance that leaves you feeling buried without any hope of digging yourself out.

You deserve someone who genuinely cares that you enjoy the loan you receive and that you completely understand the information and its functionality.

I take extra actions to guarantee that you receive all of this and more.

But, you definitely don't need to take my word for it.

Fill out the form above to connect and I'll be happy to begin addressing your concerns. If, after talking and discussing your financing needs, you feel that I'm not the suitable lending institution for you, it's no problem! You're under no commitment to continue. You can take the information I have provided you and utilize it to help you discover a better lending institution for you.

Let's Discuss Physician's Loans

Mortgages Oak Grove

Let me ask you this: Are you an MD or a DO? If so - even if you have not started your brand-new job yet, but have one waiting on you - you could qualify for a Physician's Loan!

So exactly what is a Physician's Loan and why are they so unique?

Perhaps you haven't ever heard of a Physician's Loan. Or perhaps you've just heard them referenced, but you have no concept if you qualify or if they would be a good fit for you and your existing circumstance.

Let's quickly review the basics:.

For starters, not every loaning company is enabled to offer them, so prior to you picking your home mortgage lending institution you need to make sure that you're dealing with a loan provider that is authorized to provide that kind of loan.

Luckily for you, I am one of those lending institutions!

Now that we have successfully established that you are in the right place, let's talk a bit more: a phsyician's loan is a special home mortgage, available only to MDs and DOs, with attractive terms and special qualities not found with other conventional loans.

What are these attractive terms and unique qualities?

The advantages include:.

  • Zero or extremely low down payments required.

  • No personal mortgage insurance coverage "PMI".

  • No rate boosts on jumbo loans (generally loans larger than $424K).

  • Based upon a doctor's signed employment agreement.

  • Permits closing up to 90 days before you begin your new job.

  • Less critical of student loan debt.

Interested in discovering more? Great! Just complete the Purchase New Home form and we can get going! Or avoid the intermediary steps and complete an application today!

Even if you haven't started your new job yet, as long as you're at least within 90 days of beginning your brand-new position, you more than likely can get approved for a Physician's Loan.

So let's talk today!

I'm here to answer all your concerns and to make sure that you get the very best possible loan for you and your brand-new house. Even if a Physician's Loan isn't really the ideal step for you, I will work vigilantly to ensure that we have the perfect loan suitable for you and your existing circumstance!

Don't think twice; contact me today!

Find out more

Have you simply started the procedure of considering whether or not you're ready to buy your very first, or next, new home? Possibly it's been awhile since you went through the mortgage procedure and are a little nervous to undertake it once again. Or perhaps you still have some unanswered questions from how your very first home loan worked.

I'll be the first to confess that at face value, the whole process looks rather intimidating. There can be a great deal of paperwork and if you're using a lender that you do not particularly trust or who is slow to address your concerns, or does not answer them as completely as you 'd like, it can make the whole process that much worse. Whether your loan provider is incredibly busy or merely bogged down in their own documentation, if they're slow to respond to you, it can make you feel like you're alone at the same time, which can be frightening and frustrating.

I want to put your mind at ease and allow you enjoy looking for your next home. I want you to anticipate unpacking that first box and spending your first night there. I want you to be able to sit back, relax, and enjoy chuckling over the quirks of houses you take a look at, picturing yourself or your household thriving within the house, and taking the next step in your life. What I do not desire is you worrying and fretting over every detail or feeling too confused to enjoy what should be a fun experience.

That's why I work extra hard to guarantee that your concerns are responded to in as great of detail as you 'd like. I don't want to further complicate the process; I 'd rather simplify it for you so you can feel confident knowing that you're moving in the precise direction you wish to be.

So click the links listed below to learn a little bit more about New House Acquiring and Refinancing. Don't hesitate to connect if you have extra concerns you 'd like responded to prior to filling out your application.

Or merely click the button listed above to start completing the application for your home mortgage.

In either case, I guarantee to respond in a fast and efficient manner and I guarantee that your questions will get their answers.

New Home Purchase