There's a lot to consider when choosing whether or not a property is THE ONE for you.

Kansas City Mortgage Guy

Searching through listings and tracking down the best residential or commercial property that will suit your needs, wants, and dreams can be difficult enough.

It doesn't matter whether it's your first home, second home, final dream house, or a home that will help you earn some additional income, searching for that brand-new address is a task in and of itself, albeit an enjoyable one. So I firmly believe that ...

Your Home Loan Provider should not Make the Process More Difficult

That's why I am here to assist you in your journey through the frustrations and confusions of house-hunting to the blissful happiness of own a home. I will work diligently to make sure that regardless of whether you're a first time home buyer, are planning to re-finance, are interested in acquiring a rental residential or commercial property, or are lastly prepared to track down your dream house, I can assist in making your goals become a reality. Let me help you navigate the labyrinth of purchasing a home with relative ease.

Have a few concerns? That's completely fine! The majority of folks do and I encourage you to voice as many concerns as you can think up. Despite whether you're planning to purchase a brand-new home or you're wanting to re-finance your existing home, I'm here to address all your questions and to guarantee that you're comfortable with the decisions you're making about your future loan.

You can also view my most Frequently Asked Questions by Clicking Here.

You've got enough on your mind: let me alleviate your concerns concerning your future home loan.

Click the buttons above to start the process or avoid to the chase and click the button below to start your loan application!

Are You Ready to Get Started? 

Perhaps you find yourself in slightly different circumstances than the one outlined above. Maybe this isn't really your first home purchase or maybe you're taking a look at buying a rental residential or commercial property. In that case, it's a reasonable presumption that you've done a fair bit of research and that you have a concept of what kind of loan you're trying to find. If you think you've explored all your alternatives, have the perfect home selected, and understand the various kinds of mortgages readily available, you might be anxious to progress.

So let's fast track this:

Can you respond to yes to any, or all, of the following concerns?

  • Have you currently spent some time reviewing home mortgage and the lingo that goes with it?

  • Have you been through this before and understand exactly what you're trying to find in a home loan?

  • Are you done researching and feel all set to take the next action?

  • Have you found a home that you have an interest in?

  • Have you evaluated several lenders and feel like you've discovered the one that best suits you?

In that case, what are you waiting on?

Merely click the button below to fill out your loan application and I'll be in touch with you in as low as 24-48 hours! We'll review your application together and I'll let you know if there's any additional details I need to get you moving in the right instructions.

Liberty Mortgage Lender

Here's What You Should Know About VA Loans

Are you a United States Veteran? Are you currently serving in the United States military and have been for at least six months? If so, it's possible that you may qualify for a VA Loan!

Is this a brand-new concept to you? Have you only started to learn about VA Loans? Maybe you're not even sure exactly what the advantages of a VA Mortgage are. If that holds true, let's review some of the benefits of getting approved for a VA Home Loan:

  • For the most part, there is no deposit required! (Instead of the 3% or 5% that other types of loans require)

  • There is no month-to-month home mortgage insurance premium included in your payment (lowering your payment)

  • The VA Loan limits purchaser's closing expenses (minimizing your out of pocket cost on closing day)

  • The VA Loan has a lower typical rates of interest than other loan types. (Current lowest rates of all alternatives)

  • There are no prepayment charges (You can pay off your home loan early without any monetary repercussion)

  • . . .and many more!

If you think you qualify for a VA loan or want to discover more about them and how they might benefit you, fill out This Form and I'll be happy to discuss your alternatives with you!

If you are:.

  • United States Military Veteran.

  • Currently Serving in the US Military and have been for a minimum of 6 months.

Then you may qualify for a VA loan and must definitely talk with someone about it prior to making an application for a mortgage!

You can likewise Click Here to obtain more information.

I can likewise help you get your Certificate of Eligibility! Contact Me today to find out more.

I'll work with you to figure out if this is the very best course for you to take or if there's another loan that might fit your needs much better. It's my task to guarantee that you discover the very best home loan to fit you and your current situation!

Exactly what should you anticipate from your Home mortgage Loan provider?

Many loan providers would say that you must try to find a lending institution who provides you the very best possible rate, is willing to make the effort to completely answer your concerns, and works relentlessly to get you into your dream home.

A lot of loan providers are capable of talking the talk, but when it comes down to it, they don't consistently satisfy their own proclaimed requirements.

I choose to GO BEYOND expectations.

That's why I:.

  • Will work at your rate

  • Will make the effort to totally and thoroughly address all your concerns

  • Will work vigilantly to make sure you're never ever confused or overwhelmed

  • Will check out every alternative to make sure you're getting the best loan for you

  • Will NOT be happy until you are happy

To me, it's incredibly simple. You deserve to understand every element of your loan and you are worthy of feeling comfortable and confident with your future home.

You also are worthy of a loan provider who wants to take the time to comprehend your life and monetary situation so that they are able to match you up with the perfect loan for you. One that will not annoy you, confuse you, or leave you in a frustrating situation that leaves you feeling buried without any hope of digging yourself out.

You deserve somebody who really cares that you're happy with the loan you receive and that you completely understand the information and its performance.

I take additional actions to make sure that you receive all of this and more.

But, you definitely don't need to take my word for it.

Submit one of the forms above to connect and I'll be happy to begin addressing your concerns. If, after talking and discussing your lending requirements, you feel that I'm not the suitable loan provider for you, it's no problem! You're under no responsibility to proceed. You can take the info I've provided you and utilize it to assist you discover a better lending institution for you.

Mortgage Lending Liberty

Let's Talk About Physician's Loans

Let me ask you this: Are you an MD or a DO? If so - even if you haven't begun your brand-new job yet, but have one waiting on you - you might qualify for a Physician's Loan!

So exactly what is a Physician's Loan and why are they so unique?

Perhaps you haven't ever heard of a Physician's Loan. Or maybe you've just heard them referenced, but you have no idea if you qualify or if they would be a great suitable for you and your present circumstance.

Let's briefly go over the basics:.

For beginners, not every lending institution is certified to provide them, so prior to your choosing your mortgage loan provider you need to ensure that you're dealing with a loan provider that is authorized to offer that type of loan.

Thankfully for you, I am one of those lending institutions!

Now that we know you're in the right place, let's talk a bit more: a physician's loan is a special home mortgage, readily available just to MDs and DOs, with appealing terms and special qualities not discovered with other traditional loans.

Exactly what are these appealing terms and special qualities?

The benefits include:.

  • Zero or very low down payment needed.

  • No personal home loan insurance coverage "PMI".

  • No rate boosts on jumbo loans (normally loans larger than $424K).

  • Based upon a physician's signed employment contract.

  • Permits closing up to 90 days prior to you start your new job.

  • Less critical of student loan debt.

Interested in discovering more? Great! Simply complete the Purchase New House form and we can get started! Or skip the intermediary steps and complete an Application today!

Even if you haven't begun your brand-new task yet, as long as you're at least within 90 days of assuming your new position, you probably qualify for a Physician's Loan.

So let's talk today!

I'm here to respond to all your questions and to make sure that you get the very best possible loan for you and your brand-new house. Even if a Physician's Loan isn't the ideal step for you, I will work vigilantly to ensure that we have the perfect loan suitable for you and your present circumstance!

Do not think twice; call me today!

Lending Institution Liberty

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Discover More

Have you just started the process of thinking about whether you're ready to buy your first, or next, new house? Maybe it's been awhile since you went through the mortgage loan process and are a little worried to undertake it once again. Or possibly you still have some unanswered questions from how your very first home loan worked. I'll be the first to confess that at face value, the entire process looks rather daunting.

There can be a lot of documentation and if you're utilizing a loan provider that you don't particularly trust or who is sluggish to address your concerns, or doesn't answer them as thoroughly as you 'd like, it can make the whole process that much worse. Whether your lender is extremely busy or simply bogged down in their own paperwork, if they're slow to react to you, it can make you seem like you're alone at the same time, which can be scary and overwhelming.

I want to put your mind at ease and allow you to enjoy searching for your next home. I want you to look forward to unloading that very first box and spending your first night there. I want you to be able to sit back, unwind, and take pleasure in laughing over the peculiarities of houses you look at, imagining yourself or your family growing within the home, and taking the next step in your life. I definitely don't want you stressing and fretting over every detail or sensation too confused to enjoy what must be a pleased experience.

That's why I work additionally hard to ensure that your questions are addressed in as great of information as you 'd like. I don't want to additionally complicate the procedure; I 'd rather simplify it for you so you can rest assured knowing that you're relocating the precise place you wish to be.

So click the links below to find out a little bit more about New Home Buying and Refinancing. Don't hesitate to reach out if you have extra concerns you 'd like addressed prior to filling out your application.

Or just click the button above to begin filling out the application for your home loan.

Either way, I promise to react in a fast and efficient manner and I guarantee that your questions will get their answers.